Storrik

Prohibited Businesses

Business categories and activities that Storrik does not support.

Last updated: May 1st 2026

This Prohibited Businesses Policy explains the businesses, products, services, activities, and transaction types that are not allowed on Storrik.

This policy forms part of Storrik’s Terms of Service and Acceptable Use Policy. By creating an account, completing onboarding, using Storrik’s dashboard, APIs, checkout, payment tools, or related services, you agree to comply with this policy.

Storrik may reject, restrict, suspend, or terminate any account that operates, supports, facilitates, or processes payments for a prohibited business or prohibited activity.

1. Purpose

Storrik supports legitimate merchants that sell lawful products and services in a transparent, compliant, and responsible way.

This policy exists to protect Storrik, merchants, customers, payment processors, banks, acquirers, card networks, regulators, and other partners from illegal activity, fraud, excessive disputes, financial crime, reputational harm, and unsupported risk.

2. How this policy works

A business may be prohibited even if it is not specifically listed in this policy.

Storrik may treat a business, product, service, transaction, or activity as prohibited if it is:

  1. illegal in any relevant jurisdiction;
  2. prohibited by Storrik’s Terms of Service;
  3. prohibited by Storrik’s Acceptable Use Policy;
  4. prohibited by a payment processor, bank, acquirer, card network, or regulator;
  5. likely to create unacceptable fraud, refund, dispute, chargeback, compliance, financial, legal, operational, or reputational risk;
  6. deceptive, misleading, predatory, abusive, or harmful;
  7. designed to avoid monitoring, underwriting, sanctions, laws, or payment rules;
  8. inconsistent with the business information provided during onboarding; or
  9. unsupported by Storrik’s current risk, compliance, processing, or operational capabilities.

If Storrik determines that your business is prohibited, you must stop using Storrik immediately. Storrik may also refund transactions, delay payouts, create reserves, restrict access, terminate your account, report activity, or take other action allowed under the Terms of Service.

3. Illegal products, services, and activities

You must not use Storrik for any illegal product, service, transaction, or activity.

Prohibited examples include:

  1. proceeds of crime;
  2. money laundering;
  3. terrorist financing;
  4. sanctions evasion;
  5. bribery or corruption;
  6. fraud;
  7. identity theft;
  8. trafficking;
  9. exploitation;
  10. forced labour;
  11. stolen goods;
  12. illegal imports or exports;
  13. unlawful surveillance;
  14. illegal hacking services;
  15. unlawful data access;
  16. unlawful data sale;
  17. counterfeit documents;
  18. fake identity documents;
  19. illegal government document services;
  20. court order evasion;
  21. tax evasion services;
  22. products or services banned by law; and
  23. any activity prohibited by law, regulation, court order, regulator, payment processor, bank, acquirer, or card network.

4. Fraud, scams, and deceptive practices

You must not use Storrik for fraudulent, deceptive, unfair, predatory, or misleading activity.

Prohibited examples include:

  1. fake stores;
  2. fake invoices;
  3. fake orders;
  4. fake tracking numbers;
  5. fake fulfilment evidence;
  6. fake testimonials;
  7. fake reviews;
  8. fake customer support;
  9. fake scarcity claims;
  10. fake endorsements;
  11. misleading earnings claims;
  12. misleading investment claims;
  13. misleading health claims;
  14. misleading product claims;
  15. phishing;
  16. impersonation;
  17. account takeover activity;
  18. card testing;
  19. stolen card use;
  20. unauthorised charges;
  21. refund scams;
  22. chargeback manipulation;
  23. friendly fraud coordination;
  24. false advertising;
  25. bait-and-switch sales;
  26. hidden fees;
  27. deceptive subscriptions;
  28. deceptive free trials;
  29. negative option billing without clear consent;
  30. pyramid schemes;
  31. Ponzi schemes;
  32. gifting schemes;
  33. chain referral schemes;
  34. get-rich-quick schemes;
  35. business opportunity schemes with misleading claims;
  36. lead generation built on misleading or unlawful collection methods; and
  37. any activity intended to mislead customers, Storrik, payment processors, banks, acquirers, card networks, or regulators.

5. Unapproved payment facilitation, marketplaces, and money movement

You must not use Storrik to process payments for other businesses, sellers, creators, vendors, contractors, sub-merchants, users, or third parties unless Storrik expressly approves that model in writing.

Prohibited examples include:

  1. unapproved payment facilitation;
  2. unapproved marketplace settlement;
  3. unapproved merchant of record activity;
  4. unapproved escrow services;
  5. unapproved wallet services;
  6. unapproved stored value services;
  7. unapproved account funding;
  8. unapproved remittance;
  9. unapproved money transmission;
  10. unapproved payout aggregation;
  11. unapproved donation aggregation;
  12. unapproved creator payouts;
  13. unapproved revenue sharing for third parties;
  14. unapproved multi-seller checkout;
  15. unapproved reseller settlement;
  16. unapproved platform settlement;
  17. processing for undisclosed businesses;
  18. processing for businesses not onboarded with Storrik;
  19. processing payments under one business while delivering goods or services from another; and
  20. routing transactions through Storrik to avoid another provider’s restrictions.

6. Financial, investment, credit, and regulated money services

You must not use Storrik for regulated financial services unless Storrik expressly approves the activity in writing and you have all required licences, registrations, exemptions, controls, and approvals.

The following are prohibited unless expressly approved:

  1. securities;
  2. derivatives;
  3. managed investment schemes;
  4. investment funds;
  5. financial advice;
  6. investment advice;
  7. trading signals;
  8. copy trading;
  9. forex trading services;
  10. binary options;
  11. contracts for difference;
  12. speculative trading products;
  13. lending;
  14. loan brokering;
  15. payday lending;
  16. short-term credit;
  17. credit repair;
  18. debt settlement;
  19. debt negotiation;
  20. debt collection;
  21. insurance sales;
  22. insurance brokerage;
  23. banking services;
  24. stored value accounts;
  25. prepaid access;
  26. money transmission;
  27. remittance;
  28. currency exchange;
  29. cheque cashing;
  30. bill payment services;
  31. financial account opening services;
  32. escrow;
  33. trust account services;
  34. crowdfunding;
  35. investment crowdfunding;
  36. donation aggregation; and
  37. any activity requiring financial services, credit, banking, payments, money services, AML/CTF, securities, or insurance authorisation.

7. Crypto, virtual assets, and tokenised value

You must not use Storrik for crypto, virtual asset, or tokenised value activity unless Storrik expressly approves it in writing.

Prohibited examples include:

  1. crypto exchanges;
  2. crypto brokerage;
  3. crypto custody;
  4. crypto wallets;
  5. crypto payment processing;
  6. crypto on-ramps;
  7. crypto off-ramps;
  8. token sales;
  9. initial coin offerings;
  10. NFT marketplaces;
  11. NFT minting platforms;
  12. yield products;
  13. staking products;
  14. crypto lending;
  15. crypto investment schemes;
  16. mining contracts;
  17. cloud mining;
  18. tokenised securities;
  19. privacy coin services;
  20. coin mixers;
  21. tumblers;
  22. bridge services used to conceal source or destination of funds;
  23. unlicensed virtual asset services;
  24. virtual asset gambling;
  25. products that convert customer funds into virtual assets without approval; and
  26. any virtual asset activity that creates unacceptable legal, sanctions, fraud, chargeback, or financial crime risk.

8. Gambling, betting, and games of chance

You must not use Storrik for gambling, betting, wagering, games of chance, or similar activity unless Storrik expressly approves it in writing and all required licences and controls are in place.

Prohibited examples include:

  1. casinos;
  2. sports betting;
  3. esports betting;
  4. horse racing betting;
  5. lottery products;
  6. raffles;
  7. sweepstakes;
  8. bingo;
  9. poker;
  10. fantasy sports involving prizes;
  11. prediction markets;
  12. prize competitions involving chance;
  13. casino-style games;
  14. gambling tokens;
  15. gambling credits;
  16. skin gambling;
  17. loot box monetisation that is treated as gambling;
  18. gambling tips or paid picks where restricted;
  19. gambling affiliate services; and
  20. any activity where customers risk value for a chance to win value.

9. Adult, sexual, and explicit content or services

You must not use Storrik for adult sexual content, adult sexual services, or sexually exploitative activity.

Prohibited examples include:

  1. pornography;
  2. explicit adult content;
  3. adult live streaming;
  4. adult subscriptions;
  5. custom adult content;
  6. adult video calls;
  7. sexual services;
  8. escort services;
  9. prostitution-related services;
  10. trafficking-related services;
  11. sexual content involving minors;
  12. non-consensual sexual content;
  13. revenge content;
  14. sexual exploitation;
  15. sexual deepfake content;
  16. voyeuristic content;
  17. content involving coercion;
  18. adult creator platforms;
  19. adult fan platforms;
  20. sexual fetish services; and
  21. any service that facilitates, monetises, or distributes sexual exploitation or explicit sexual content.

Storrik may also prohibit or restrict businesses selling adult products, dating services, companion services, or platforms where adult content may be monetised or exchanged.

10. Drugs, controlled substances, and regulated substances

You must not use Storrik for illegal drugs, controlled substances, drug paraphernalia, unauthorised medicine, or products marketed for unsafe or unlawful effects.

Prohibited examples include:

  1. illegal drugs;
  2. controlled substances;
  3. narcotics;
  4. drug paraphernalia;
  5. prescription medicine without proper authorisation;
  6. counterfeit medicine;
  7. unapproved pharmaceuticals;
  8. research chemicals;
  9. psychoactive substances;
  10. products designed to mimic illegal drug effects;
  11. drug testing evasion products;
  12. steroids sold without proper authorisation;
  13. performance-enhancing substances sold without proper authorisation;
  14. cannabis products where unsupported;
  15. THC products where unsupported;
  16. CBD products where unsupported;
  17. tobacco products where unsupported;
  18. vaping products where unsupported;
  19. nicotine products where unsupported;
  20. alcohol where unsupported;
  21. products requiring age verification that Storrik has not approved; and
  22. products requiring special licensing that Storrik has not approved.

11. Weapons, explosives, and harmful goods

You must not use Storrik for weapons, explosives, or products primarily designed to cause harm.

Prohibited examples include:

  1. firearms;
  2. firearm parts;
  3. firearm accessories;
  4. ammunition;
  5. explosives;
  6. fireworks where unsupported;
  7. bombs or bomb-making materials;
  8. weapon-making instructions or kits;
  9. regulated knives;
  10. switchblades;
  11. brass knuckles;
  12. tasers where unsupported;
  13. stun guns where unsupported;
  14. pepper spray where unsupported;
  15. mace where unsupported;
  16. tactical weapons;
  17. military weapons;
  18. ghost gun parts;
  19. 3D-printed weapon files;
  20. products designed to evade weapon detection; and
  21. goods intended to cause injury or unlawful harm.

12. Hate, harassment, violence, and exploitation

You must not use Storrik for products, services, content, or activity that promotes, supports, facilitates, or monetises hate, harassment, abuse, violence, exploitation, or extremist activity.

Prohibited examples include:

  1. hate groups;
  2. extremist groups;
  3. terrorist groups;
  4. violent organisations;
  5. harassment services;
  6. bullying services;
  7. doxxing;
  8. swatting;
  9. stalking services;
  10. blackmail;
  11. extortion;
  12. threats;
  13. intimidation;
  14. revenge content;
  15. non-consensual content;
  16. child exploitation;
  17. human exploitation;
  18. trafficking;
  19. violent propaganda;
  20. instructions or services designed to facilitate unlawful harm;
  21. products promoting self-harm;
  22. products promoting eating disorders;
  23. abuse-for-hire services;
  24. targeted harassment campaigns; and
  25. products or services that encourage harm against people or protected groups.

13. High-risk software, cybersecurity abuse, and platform abuse

Storrik supports legitimate software and digital products. However, software or digital services designed for abuse, unauthorised access, circumvention, or fraud are prohibited.

Prohibited examples include:

  1. malware;
  2. spyware;
  3. ransomware;
  4. credential stealers;
  5. phishing kits;
  6. botnets;
  7. exploit kits;
  8. account cracking tools;
  9. password cracking services;
  10. unauthorised scraping tools;
  11. spam tools;
  12. email bombing tools;
  13. SMS bombing tools;
  14. DDoS tools;
  15. stressers or booters;
  16. tools designed to bypass security controls;
  17. tools designed to bypass rate limits;
  18. tools designed to bypass paywalls;
  19. tools designed to bypass platform restrictions;
  20. tools designed to bypass anti-cheat systems;
  21. game cheats;
  22. game hacks;
  23. exploit services;
  24. stolen account shops;
  25. account generators;
  26. fake account creation services;
  27. bot follower services;
  28. fake engagement services;
  29. fake review services;
  30. traffic manipulation services;
  31. CAPTCHA solving services used for abuse;
  32. SMS verification bypass services;
  33. proxy services primarily marketed for abuse;
  34. leaked database sales;
  35. stolen credential sales;
  36. unauthorised access services;
  37. tools for evading bans, fraud systems, or moderation; and
  38. any software or service primarily used to commit fraud, abuse, unauthorised access, or platform manipulation.

Legitimate cybersecurity products may require written approval and must be clearly documented, lawful, authorised, and not marketed for abuse.

14. Intellectual property infringement and counterfeit goods

You must not use Storrik to sell, distribute, monetise, or facilitate products or services that infringe intellectual property rights.

Prohibited examples include:

  1. counterfeit goods;
  2. fake branded goods;
  3. trademark-infringing products;
  4. copyright-infringing content;
  5. pirated software;
  6. cracked software;
  7. unauthorised software licences;
  8. counterfeit licence keys;
  9. unauthorised game keys;
  10. stolen licence keys;
  11. unauthorised digital downloads;
  12. illegal streaming access;
  13. unauthorised IPTV;
  14. stolen source code;
  15. leaked paid content;
  16. unauthorised course copies;
  17. unauthorised ebooks;
  18. unauthorised templates;
  19. unauthorised design assets;
  20. unauthorised music, film, or media files;
  21. products designed to bypass digital rights management;
  22. account resale where prohibited by the platform owner;
  23. gift card resale without approval; and
  24. any product or service that violates intellectual property rights or platform terms.

15. Health, medical, wellness, and unsafe claims

You must not use Storrik for health, medical, wellness, fitness, nutrition, or supplement products or services that are unlawful, unsafe, unapproved, or misleading.

Prohibited examples include:

  1. products claiming to cure, treat, diagnose, or prevent serious conditions without proper authorisation;
  2. fake medical products;
  3. counterfeit medical products;
  4. unapproved medical devices;
  5. prescription products without proper authorisation;
  6. unsafe supplements;
  7. supplements with prohibited ingredients;
  8. misleading weight loss products;
  9. extreme weight loss products;
  10. eating disorder promotion;
  11. detox or cleanse products with misleading claims;
  12. fertility claims without proper support;
  13. addiction treatment without proper licensing;
  14. mental health services without proper licensing where required;
  15. telehealth services without proper licensing where required;
  16. cosmetic procedures without proper licensing where required;
  17. performance enhancement claims without proper support;
  18. products relying on fear, shame, or unsupported medical claims; and
  19. any product requiring regulatory approval that does not have it.

16. Regulated goods and age-restricted products

You must not use Storrik for regulated or age-restricted goods unless Storrik expressly approves the activity in writing and you maintain all required licences, controls, disclosures, and age verification.

Prohibited or unsupported examples may include:

  1. alcohol;
  2. tobacco;
  3. vaping products;
  4. nicotine products;
  5. cannabis;
  6. THC;
  7. CBD;
  8. pharmaceuticals;
  9. medical devices;
  10. hazardous chemicals;
  11. toxic substances;
  12. radioactive materials;
  13. fireworks;
  14. drones requiring special authorisation;
  15. wildlife products;
  16. endangered species products;
  17. precious metals where unsupported;
  18. gemstones where unsupported;
  19. used goods with elevated fraud risk;
  20. refurbished goods with elevated fraud risk;
  21. ticket resale where unsupported;
  22. event access resale where unsupported;
  23. travel packages where unsupported;
  24. timeshares;
  25. telecommunications services where unsupported; and
  26. any product or service requiring licences, permits, warnings, export controls, import controls, or age verification that Storrik has not approved.

17. Charities, donations, politics, and religious fundraising

You must not use Storrik for donations, charities, fundraising, political campaigns, lobbying, religious fundraising, social cause fundraising, or similar activity unless Storrik expressly approves it in writing.

Prohibited examples include:

  1. unregistered charities;
  2. fake charities;
  3. misleading fundraising;
  4. donation aggregation without approval;
  5. political campaign donations without approval;
  6. lobbying payments without approval;
  7. religious fundraising without approval;
  8. disaster relief fundraising without approval;
  9. social cause fundraising without approval;
  10. crowdfunding without approval;
  11. fundraising where the beneficiary is unclear;
  12. fundraising where use of funds is unclear;
  13. fundraising that violates election, charity, tax, consumer, or financial laws; and
  14. any fundraising activity that Storrik cannot verify or support.

18. High-risk fulfilment, disputes, and unsupported sales models

Storrik may prohibit businesses with high refund, dispute, fraud, delivery, or support risk.

Prohibited or unsupported examples may include:

  1. no-inventory sales with poor fulfilment controls;
  2. dropshipping with unreliable suppliers;
  3. pre-orders without approval;
  4. long delivery windows without approval;
  5. products with unclear delivery;
  6. products with unclear value;
  7. products dependent on third-party platform access that may be revoked;
  8. high-ticket coaching with unsupported claims;
  9. high-ticket digital products with unclear value;
  10. lifetime access products with unclear support obligations;
  11. subscription products with hidden cancellation barriers;
  12. businesses with excessive refund rates;
  13. businesses with excessive chargeback rates;
  14. businesses with poor support history;
  15. businesses with unresolved customer complaints;
  16. businesses with misleading fulfilment promises;
  17. businesses that cannot provide delivery evidence;
  18. businesses that cannot provide supplier evidence; and
  19. businesses that Storrik reasonably determines create unacceptable delivery or dispute risk.

19. Circumvention and concealment

You must not attempt to bypass this policy, underwriting, risk review, sanctions controls, compliance controls, or payment rules.

Prohibited examples include:

  1. creating multiple accounts to avoid review;
  2. using another person’s account;
  3. using another business’s account;
  4. hiding the true owner;
  5. hiding the true business model;
  6. hiding the true website;
  7. using fake websites during onboarding;
  8. switching product pages after approval;
  9. using false merchant category information;
  10. using false transaction metadata;
  11. using false descriptors;
  12. changing business names without disclosure;
  13. processing for a prohibited business through an approved business;
  14. transaction laundering;
  15. factoring payments for another merchant;
  16. splitting transactions to avoid limits;
  17. routing customers through unrelated checkout pages;
  18. using shell companies or nominee owners to avoid review;
  19. hiding customer location or transaction origin;
  20. bypassing geo-restrictions; and
  21. any attempt to avoid Storrik’s review, monitoring, restrictions, reserves, or enforcement.

20. Sanctions and restricted jurisdictions

You must not use Storrik in connection with sanctioned persons, restricted parties, restricted jurisdictions, blocked transactions, or prohibited trade.

This includes:

  1. sanctioned individuals;
  2. sanctioned entities;
  3. sanctioned governments;
  4. blocked persons;
  5. restricted parties;
  6. prohibited jurisdictions;
  7. transactions involving sanctioned banks;
  8. transactions involving sanctioned beneficial owners;
  9. transactions involving restricted goods;
  10. export-controlled goods without authorisation;
  11. import-controlled goods without authorisation;
  12. trade restrictions violations;
  13. sanctions evasion;
  14. attempts to conceal the location, ownership, or involvement of a restricted party; and
  15. any transaction prohibited by sanctions, export controls, payment processors, banks, acquirers, card networks, or applicable law.

21. Unsupported business changes

A business that was initially approved may become prohibited if it changes in a way that Storrik has not approved.

You must notify Storrik before making material changes, including changes to:

  1. products;
  2. services;
  3. business model;
  4. website;
  5. ownership;
  6. directors;
  7. beneficial owners;
  8. control persons;
  9. country of operation;
  10. customer regions;
  11. fulfilment model;
  12. pricing model;
  13. subscription model;
  14. refund policy;
  15. payment flow;
  16. platform or marketplace model;
  17. transaction volume;
  18. average order value;
  19. risk profile; or
  20. regulated status.

Storrik may restrict or terminate accounts that materially change without review.

22. Evidence Storrik may request

Storrik may request evidence to confirm that your business is not prohibited.

This may include:

  1. identity documents;
  2. business registration documents;
  3. ownership documents;
  4. director or beneficial owner information;
  5. licences or permits;
  6. website access;
  7. product screenshots;
  8. product source evidence;
  9. supplier invoices;
  10. inventory records;
  11. fulfilment records;
  12. delivery evidence;
  13. refund records;
  14. customer support records;
  15. dispute evidence;
  16. proof of intellectual property rights;
  17. software licence authorisation;
  18. reseller authorisation;
  19. tax registration details;
  20. compliance policies;
  21. customer communications;
  22. bank account evidence;
  23. payment processor statements;
  24. prior chargeback history;
  25. business model explanation; and
  26. any other evidence reasonably needed for review.

Failure to provide evidence may result in rejection, suspension, delayed payouts, reserves, refunds, restrictions, or termination.

23. Enforcement

If Storrik determines that your business, product, service, transaction, or activity is prohibited, Storrik may take action without advance notice where necessary.

Actions may include:

  1. rejecting onboarding;
  2. requiring additional review;
  3. requiring business changes;
  4. blocking products;
  5. blocking transaction types;
  6. blocking customers or regions;
  7. declining transactions;
  8. refunding transactions;
  9. delaying payouts;
  10. creating or increasing reserves;
  11. restricting account access;
  12. restricting API access;
  13. suspending processing;
  14. terminating your account;
  15. recovering losses, fees, refunds, chargebacks, penalties, or negative balances;
  16. preserving records;
  17. reporting activity to payment processors, banks, acquirers, card networks, regulators, law enforcement, or affected parties where appropriate or required; and
  18. taking any other action allowed under the Terms of Service, Acceptable Use Policy, or applicable law.

24. No approval by silence

Storrik’s failure to reject, suspend, restrict, or terminate a business immediately does not mean the business is approved.

Approval must be clear and, where required, in writing. Storrik may review, restrict, or terminate an account later if new information, processor requirements, card network rules, law, risk signals, customer complaints, disputes, or business changes show that the business is prohibited or unsupported.

25. Questions and reporting

If you are unsure whether your business is prohibited, contact Storrik before using the Services.

If you believe a merchant is using Storrik for a prohibited business or prohibited activity, contact:

Email: abuse@storrik.com

Please include relevant details, such as merchant name, website, transaction reference, screenshots, order details, and a description of the concern.

26. Changes to this policy

Storrik may update this Prohibited Businesses Policy at any time.

If a change is material, Storrik will provide reasonable notice where practical. Some changes may take effect immediately where required by law, payment processor requirements, card network rules, security needs, compliance requirements, or urgent risk reasons.

Your continued use of the Services after changes take effect means you accept the updated policy.